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Poll: Do you have medical insurance? Thread poster: ProZ.com Staff
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This forum topic is for the discussion of the poll question "Do you have medical insurance?".
This poll was originally submitted by Amar Nath. View the poll results »
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| Yes, I have to | Apr 8, 2019 |
Here in Germany it is prescribed by law - unfortunately.
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Since I retired in 2006 I receive a pension from my employer (an EU Institution) and pensions are covered by health and medical insurance. As a complement I was also covered by a private health insurance but I cancelled it because it was too expensive, excluded too much and their card was not accepted everywhere.
P.S. Healthcare is a constitutional right in Portugal and public medical care is partly funded by mandatory social security contributions and partly by general taxation.... See more Since I retired in 2006 I receive a pension from my employer (an EU Institution) and pensions are covered by health and medical insurance. As a complement I was also covered by a private health insurance but I cancelled it because it was too expensive, excluded too much and their card was not accepted everywhere.
P.S. Healthcare is a constitutional right in Portugal and public medical care is partly funded by mandatory social security contributions and partly by general taxation.
[Edited at 2019-04-08 10:07 GMT] ▲ Collapse
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Marjolein Snippe 
Netherlands
Local time: 00:43
Member (2012)
English to Dutch
+ ...
As in Germany, medical insurance is compulsory in the Netherlands. This means it is affordable for most people, and in theory at least, those who really can't afford it receive government top-ups, although unfortunately there will always be those who struggle or can't afford it and somehow do not qualify for (sufficient) government subsidies. Overall though, I think the system works very well.
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Health care is free in the UK. A handy Welsh idea, it was.
But you still pay for it with your taxes.
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| Free healthcare in Spain | Apr 8, 2019 |
Hello, I live in Spain and therefore I have an excellent free healthcare granted by the State.
There are people who also have private insurances, but I never felt the need for that, because in my opinion the Spanish public healthcare works reasonably well.
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Anna Haxen
Denmark
Local time: 00:43
Member (2005)
English to Danish
+ ...
Fortunately, healthcare is free in Denmark - paid for through taxes.
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The medical insurance is compulsory in Germany, bad luck for me - I used it five times in the last seven years, in four cases out of five it was about minor dental care services. Since I am not planning on staying in Germany and not getting the money back, I guess this state should feel sorry about it.
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I think you are very lucky that you only had to use the health service a few times.
Healthcare is based on solidarity to others and also to yourself. You never know if in the future you will have to use it. So, I think we have to feel lucky and grateful to have good healthcare systems.
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Michael Harris
Germany
Local time: 00:43
Member (2006)
German to English
And it really hurts here as being a freelancer, you pay the full sum of the insurance while people being employed only pay the one half as the other half is paid for by their employers.
I also pay little more than I have to so that if my arms do happen to fall off, then I get "sick pay" after 2 weeks, otherwise it is after 6 weeks.
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neilmac
Spain
Local time: 00:43
Spanish to English
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I live and work in Spain. As a self-employed freelancer, I pay roughly €300 a month in Social Security payments. This covers me for primary health care. I've been successfully treated with chemotherapy which lasted eighteen months at a cost to the system of roughly €1500 a month. I've also had a benign tumour removed from my neck, and two pins inserted in a broken wrist after a motorcycle accident. My Social Security payments covered all of these treatments. Having been brought up in the Uni... See more I live and work in Spain. As a self-employed freelancer, I pay roughly €300 a month in Social Security payments. This covers me for primary health care. I've been successfully treated with chemotherapy which lasted eighteen months at a cost to the system of roughly €1500 a month. I've also had a benign tumour removed from my neck, and two pins inserted in a broken wrist after a motorcycle accident. My Social Security payments covered all of these treatments. Having been brought up in the United Kingdom, all my life I had assumed that a national health service and universal health care were the way to go for any civilised society, and was shocked to find out the extreme resistance to it in other places (mainly the USA, which I used to consider a civilised country). My opinions and experiences apparently make me a filthy commie to some people nowadays, but as far as I'm concerned they can jog on. ▲ Collapse
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neilmac
Spain
Local time: 00:43
Spanish to English
+ ...
| Please explain | Apr 8, 2019 |
Christina Pauly wrote:
Here in Germany it is prescribed by law - unfortunately.
Why is the requirement to have medical insurance "unfortunate"?
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neilmac
Spain
Local time: 00:43
Spanish to English
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| No free lunches | Apr 8, 2019 |
Ma. Virginia Pita Gussoni wrote:
Hello, I live in Spain and therefore I have an excellent free healthcare granted by the State.
There are people who also have private insurances, but I never felt the need for that, because in my opinion the Spanish public healthcare works reasonably well.
Healthcare in Spain is not "free". We pay for it with our tax and social security payments. I personally think is a great system and I am baffled why other countries do not adopt it.
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Tansy Tazewell
Germany
Local time: 00:43
Member (2008)
German to English
| Private insurance | Apr 8, 2019 |
Yes, I have private insurance rather than state insurance here in Germany. It is aged based rather than income based and gets more expensive every year.
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Kaisa I
Canada
Local time: 18:43
English to Finnish
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| Yes - for drugs, dental and vision | Apr 8, 2019 |
I would be interested to find out what's covered in other countries' universal healthcare. In Canada it covers only that - the care itself, whether it's at a clinic, in an ambulance or a hospital, and the drugs administered there. But it doesn't include prescription drugs, dental and vision care, to name the most common ones people would need coverage for. In Finland, where I used to live, I think everything was at least partially covered in universal healthcare - do correct me if I'm wrong.
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